Optimyl Benefits
Level-funded & self-funded markets28 stateslevel funded
Optimyl Benefits is a carrier program offering level-funded plans from 2 enrolled to 300. Network options include Cigna PPO, Cigna EPO, Local narrow / high-performance and more.
- Minimum enrolled
- 2
- Maximum enrolled
- 300
- Availability
- 28 states (listed below)
- Last updated
- 2026-09-07
Program terms
- Program type
- Carrier program
- Funding types
- Level funded
- Underwriting
- Census, then formal underwritingHealth questionnaires: Not published · turnaround varies
- Surplus
- 50-100employer elects 50-100% of unused claim funds
- Stop-loss carrier
- North River (Crum & Forster) or Gerber Life
- Carrier rating
- A
Network options
- Cigna PPO PPO
- Cigna EPO EPO
- Local narrow / high-performance Narrow / high-performance network
- RBP + PPO hybrid RBP + PPO hybrid
- Full RBP Full reference-based pricing
150% Medicare inpatient, 130% outpatient; no network except transplant and pharmacy
Available in
Contact
As published by the vendor on 2026-09-07. Reply to your finder results email if you would rather we make the introduction.
Sources
- Optimyl Benefits published program materials · accessed 2026-09-07
Data reflects what Optimyl Benefits publishes as of 2026-09-07. Availability, minimums and terms change without notice. Verify with the vendor before binding.
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