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Trustmark Small Business Benefits

Level-funded & self-funded markets27 stateslevel fundedrbp
Vendor website

Trustmark Small Business Benefits is a carrier program offering level-funded, reference-based pricing plans from 5 enrolled. Network options include Aetna Signature Administrators, Cigna, First Health and more.

Minimum enrolled
5
Maximum enrolled
No published maximum
Availability
27 states (listed below)
Last updated
2026-09-07

State-specific minimums: CO 101 · MO 140 · MT 140 · NV 101. See each state page for the statute behind it.

Program terms

Program type
Carrier program
Funding types
Level funded, Reference-based pricing
Underwriting
Individual medical questionnairesHealth questionnaires: Required · turnaround as little as 5 business days
Surplus
100 (Traditional Cash Surplus, no terminal liability reserve deducted)5 options — quote Traditional Cash Surplus
Stop-loss carrier
Trustmark Life Insurance Company
Carrier rating
A (Excellent), affirmed April 2026

Network options

  • Aetna Signature Administrators PPO

    all available

  • Cigna PPO

    all available except MT and MN

  • First Health PPO

    all available

  • PHCS PPO

    most; also the out-of-area wrap for regional networks

  • Healthcare Highways Narrow / high-performance network

    TX, OK

  • Midlands Choice Regional PPO

    WY, SD, NE, IA, WI

  • First Choice Health Regional PPO

    WY, MT, ID, OR, AK

  • Healthlink OA III Regional PPO

    MO, IL

  • Sagamore Plus Regional PPO

    IL

  • Cofinity Regional PPO

    MI

  • Healthy Choices RBP Full reference-based pricing

    Full replacement. 130% Medicare physicians, 150% inpatient, 130% outpatient. Only transplants and specialty drugs ride a network.

Available in

AlaskaArizonaColoradoIdahoIllinoisIndianaIowaKansasKentuckyMichiganMinnesotaMissouriMontanaNebraskaNevadaNew MexicoOhioOklahomaOregonPennsylvaniaSouth DakotaTennesseeTexasUtahWest VirginiaWisconsinWyoming

Contact

As published by the vendor on 2026-09-07. Reply to your finder results email if you would rather we make the introduction.

Sources

  1. Trustmark Small Business Benefits published program materials · accessed 2026-09-07

Data reflects what Trustmark Small Business Benefits publishes as of 2026-09-07. Availability, minimums and terms change without notice. Verify with the vendor before binding.

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