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BeneCard Services, LLC

Pharmacy benefit managersAll statesmail orderspecialtysmall groupmid market
Vendor website

BeneCard is a privately held prescription benefit administrator founded in 1990 that sells a fixed-cost, capitated pharmacy benefit: the plan sponsor pays a guaranteed maximum rate and BeneCard assumes financial liability beyond it, backed by aggregate excess-of-loss coverage from affiliated Heartland Fidelity Insurance Company. It serves private and public sector groups from roughly 100 to more than 5,000 members and dispenses through its own affiliated mail and specialty pharmacy, BeneCard Central Fill.

Minimum enrolled
100
Maximum enrolled
No published maximum
Availability
All states
Last updated
2026-09-08

At a glance

  • Pricing model: fixed-cost capitated PBM with a guaranteed maximum cost and no sponsor liability beyond it
  • Risk backing: aggregate excess-of-loss insurance from affiliated Heartland Fidelity Insurance Company (AM Best A-)
  • Rebates: not_published
  • Ownership: privately held, part of a family of companies including National Vision Administrators and Heartland Fidelity
  • Typical clients: private and public sector groups from about 100 to 5,000+ members
  • Founded: 1990, HQ: Lawrenceville, NJ; in-house mail and specialty dispensing via BeneCard Central Fill (Mechanicsburg, PA)

Contact

As published by the vendor on 2026-09-08. Reply to your finder results email if you would rather we make the introduction.

Sources

  1. BeneCard — home page (fixed-cost model, contact) · accessed 2026-09-08
  2. BeneCard — About (founding year, affiliates, group sizes) · accessed 2026-09-08

Data reflects what BeneCard Services, LLC publishes as of 2026-09-08. Availability, minimums and terms change without notice. Verify with the vendor before binding.

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